Eagle Magazine

The Circle of Health started locally in Eagle

With the average cost of health care in the treasure valley many cannot afford to have a health plan. The Circle of Health has designed a plan that allows an individual coverage just short of hospitalization, with no pre-existing conditions, no expense out of pocket for day to day care from the family practice physicians and chiropractic doctors that provide service to the circle of members. If the member wants to add the hospital side there is licensed agents that can provide that. The circle has a prescription, lab, counseling, hearing and dental plan.

The Single plan per month is $118.00 and the family plan per month is $238.00 up to 6 members. Our plan fills the gap, bridges the rivers that will allow a single or family or senior the access to a family Dr, Chiropractor, on an unlimited basis with no pre-existing conditions to set the course of treatment that the patient will need to reach a stable condition and maintain it. So many folks put off their visits to the Dr because the lack of funds or insurance. And let’s face it, just about anyone over the age of 40 has some pre-existing condition. Idaho is one of the States that don’t require small companies to allow laid-off employees to continue group health insurance coverage. The Circle can help, no where else can you get the health care to take care of you and your family for the cost of the circle.

This is how the circle started; a patient of Dr Todd Cramer had lost her position with the company that she was employed at when the corp. sold out to an asset management group. She came to Dr Todd in a panic and in tears, as a single mother of 4 children, one of them disabled and the patient herself having an autoimmune disease, she needed to have health care BUT she could not afford her COBRA, at  $590.00 a month( for just her) and her meds alone totaled about 300.00 a month. The unemployment was about $1400.00 a month. She didn’t know what she was going to do, or where she could turn for help. Dr Cramer, opened up the phone book and called just about every health broker and or plan in the area, to discover that there was nothing less expensive because of her pre-existing conditions. Than Dr Cramer opened the newspaper and started to call all the health discount plans, to discover that if they were in the area, they didn’t have the network that would work for his patient, and the discount they offered was less than if he were to call direct and set up something  with the physicians, and most services were not willing to discount.

This became a MISSION to Dr Cramer, he did not realize how difficult it was for a single person or family to maintain their health with little to no options they could afford. This is when Dr Cramer with a small group from the valley joined together and decided that they would form a health care network, one that really worked, that brought value to the folks that live and reside in the Treasure Valley. One that would allow unlimited access for day to day health care just short of hospitalization. A way to have access to affordable pharmacy, lab, dental, counseling, hearing. For a cost that would not break the bank and allow folks to have quality health care. That was in December 2008. Dr Todd opened the doors of “The Circle of Health” on April 15th, 2009. His patient has lowered her cost to $238.00 a month for the Family Plan, with this plan she has no up front office visit cost., no Hugh deductable to meet and the per-existing conditions are not an issue. This will see her through this rough spot and provide the care for her and her children. These are hard time that the Treasure Valley Residences  and Business are going through. The “ Circle of Health” can provide savings not only to the single or families but to business owners . Finally affordable Health Care through membership.

(That COH is not an insurance plan or major medical.) COH is a group of providers bringing a health plan to the Treasure Valley through affordable membership.

www.circleofhealth.org

208-938-1122